Job Description

At Wells Fargo, we want to satisfy our customers financial needs and help them succeed financially. We re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Corporate Risk helps all Wells Fargo businesses identify and manage risk. We focus on three key risk areas: credit risk, operational risk and market risk. We help our management and Board of Directors identify and monitor risks that may affect multiple lines of business, and take appropriate action when business activities exceed the risk tolerance of the company.

Wells Fargo Auto Credit Risk Originations is seeking a strong Credit Portfolio Consultant to join the Originations Risk Team. This team is instrumental in driving core changes and growth for the business, as well as increasing operational efficiency.

This individual will collaborate closely with credit risk leaders, stakeholders within Consumer Lending and Corporate Credit, and be responsible for supporting and performing robust analysis, developing / enhancing / reporting on underwriting policies and procedures, and ensuring appropriate documentation and communication of changes.

Duties of this position may include, but are not limited to the following:

• Supporting ongoing business priorities around automation, including but not limited to auto-decisioning, systematizing of processes/procedures, and automating loan stipulations
• Support the execution of complex, multivariate analysis to drive policy development and enhancement
• Effectively communicating with business partners the impacts strategies will have on the portfolio
• Collaborating with other internal business partner to ensure flawless data process, analysis and accurate credit strategy implementation and reporting
• Responding to requests for specific, customized reports and ad hoc analyses
• Identifying and recommending potential data sources for business requirements and analytical needs
• Participating in relevant project teams representing Originations Risk Strategy

The Candidate

This candidate will have experience developing and/or managing credit risk or origination strategies based on a thorough knowledge of highly disciplined business process and risk management processes. Successful candidates will have strong problem solving skills. The role requires a sense of urgency, passion for results, and personal accountability for achievement.

Location: Anywhere within the Wells Fargo footprint.

Required Qualifications

• 4+ years of risk experience

Desired Qualifications

• A BS/BA degree or higher in a quantitative discipline
• Outstanding problem solving skills
• Strong analytical skills with high attention to detail and accuracy
• Excellent verbal, written, and interpersonal communication skills
• 2+ years of credit risk experience
• 2+ years of SQL or SAS experience

Other Desired Qualifications

• Portfolio reporting and statistical analysis capabilities
• MS Office Suite proficiency
• Experience in credit risk strategy development experience
• Ability to effectively manage multiple priorities and timelines, and adapt easily to change
• Auto industry or Credit Card industry experience
• Results driven

Street Address

NC-Charlotte: 11625 N Community House Road - Charlotte, NC
NC-Charlotte: 1525 W Wt Harris Blvd - Charlotte, NC
NC-Charlotte: 301 S Tryon St - Charlotte, NC
CA-SF-Financial District: 550 California St - San Francisco, CA
CA-Concord: 1655 Grant Street - Concord, CA
MN-Minneapolis: 600 S 4th St - Minneapolis, MN
DE-Wilmington: 505 Carr Rd - Wilmington, DE
IA-Des Moines: 666 Walnut St - Des Moines, IA

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.



Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Associated topics: actuarial, actuary, actuary consultant, assistant actuary, associate actuary, director actuary, investment actuary, life actuary, mathmatics, statistics